The policy your board, your investors, and your own balance sheet rely on when decisions get second guessed.
When your product fails and your customer loses money, this is the policy that answers.
Breach response, ransomware, and the liability that follows your data.
Wrongful termination, discrimination, and harassment claims, including the new AI hiring angle.
The foundation policy: bodily injury, property damage, and the certificate every landlord asks for.
Mandatory in California from your first employee, and priced on payroll and job class.
Employee theft, social engineering, and funds transfer fraud, the losses that arrive by email.
Covers the people who run your 401(k) and benefits plans, a quiet personal liability.
For companies whose product exists in the physical world, or whose AI makes physical things happen.
Copyright, trademark, and content claims, now including what your AI generates.