Standalone AI liability policy. A dedicated standalone AI liability policy from a Lloyd's coverholder built only for AI risk. It sits alongside Tech E&O and covers the AI specific claims that general forms are starting to exclude or sublimit.
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Standalone GenAI liability policy (deployers). A standalone, claims made GenAI liability policy for companies that deploy generative AI in their products and operations. It is not built for companies selling AI models; those need a builder product such as Tech E&O with AI cover or a standalone builder policy.
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Management liability suite (MGA programme). Embroker's management insurance suite: one application for D&O, employment practices, fiduciary, and Tech E&O/Cyber, bought bundled or standalone. Its AI endorsement is one of the most specific in the startup market, including a pre claim algorithm removal benefit.
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AI performance guarantee. aiSure is not conventional liability insurance. It is a performance guarantee: if the AI system fails to hit the measured performance it was sold on, aiSure pays. It is the oldest dedicated AI insurance product in the market, running since 2018.
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AI builder cyber and Tech E&O. Relm built three distinct AI forms: NOVAAI for AI platform and product companies (cyber plus Tech E&O), PONTAAI as an excess wrap that drops down where an existing programme excludes AI, and RESCAAI for first party response costs for users of third party AI.
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Cyber MGA with Tech E&O and management lines. Coalition is one of the strongest cyber placements in the startup market, and its AI position needs stating precisely: its affirmative AI wording covers AI as an attack vector against you, not liability for your own AI's outputs.
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Specialty carrier, affirmative AI wording. Beazley did in September 2026 what most large carriers have not: it affirmed AI in its US cyber and Tech E&O wording and added two named AI endorsements, one for voluntarily shutting down your own malfunctioning AI and one for regulatory defence and penalties.
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Lloyd's MGA, affirmative AI wording across lines. CFC took the broadest approach of the established MGAs: instead of one AI endorsement, it rolled affirmative AI wording across seven product lines, expressly addressing model hallucination, AI generated content, and model drift rather than leaving them silent.
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SME cyber MGA, AI incident cover; standalone AI agent policy coming. Cowbell is the SME end of the AI market. Its cyber base form already includes AI incident cover, and its announced standalone AI agent liability policy, priced on observability, autonomy, and governance factors, goes on sale January 1, 2027 through wholesale brokers only.
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