Lines
Cyber, Tech E&O, D&O, EPLI
AI wording
Affirmative, attack vector
Distribution
Broker distributed
Deepfake
Response endorsement, Dec 2025
What it covers
- Security failure and data breach expanded for AI caused incidents
- Funds transfer fraud including deepfake enabled fraud
- Deepfake response: forensics, takedown, and crisis communications
- Tech E&O, where negligent AI product performance examples sit
- D&O, EPLI, fiduciary, and crime lines
Watch out for
- Do not oversell the AI endorsement as AI output liability; Coalition's own materials frame it as attack vector cover
- Your AI's wrong outputs belong in Tech E&O wording or a standalone AI policy
Who it fits
- Startups that want cyber placed with a security led underwriter
- Companies facing deepfake and social engineering exposure
Who it does not fit
- Companies whose only AI question is output liability (start with Tech E&O wording or a standalone)
Frequently asked questions
Does Coalition cover our AI's mistakes?
Not under the cyber AI endorsement. That endorsement covers AI used to attack you. Liability for your product's performance is a Tech E&O question, and Coalition writes Tech E&O too, so the two conversations belong in the same placement.
Source: Program details from Coalition's published announcements (March 2024, April 2025, December 2025) as compiled in our research checked November 14, 2026.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.