Munich Re aiSure

aiSure is not conventional liability insurance. It is a performance guarantee: if the AI system fails to hit the measured performance it was sold on, aiSure pays. It is the oldest dedicated AI insurance product in the market, running since 2018.

Access via our wholesale partners

Type
Performance guarantee
Since
2018
Capacity
Up to $15M via Mosaic
For
AI developers and vendors

What it covers

  • Model performance failure against measured thresholds
  • Vendor and adopter protection when an AI system underperforms its specification

Watch out for

  • It answers a different question from AI liability: performance, not third party claims
  • The HSB small business add on has very small limits and is sold through partner carriers' policies, not as a standalone broker placement

Who it fits

  • AI vendors selling on measurable performance claims
  • Enterprises adopting AI under performance based contracts

Who it does not fit

  • Companies whose main exposure is bias, IP, or regulatory claims (that is liability cover, not aiSure)

Frequently asked questions

How is aiSure different from Armilla or Testudo?

They are liability policies that respond to claims. aiSure is a guarantee that responds when measured model performance fails. Some programmes need one, some need the other, some need both.

Source: Program details from Munich Re, Mosaic, and HSB published materials as compiled in our research checked November 14, 2026.

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