| Customer contracts | Security addenda routinely require stated cyber limits and prompt breach notice to the customer. |
|---|---|
| Regulators | Health, financial, and consumer privacy laws create defence and penalty exposure the policy is built for. |
| Insurer underwriting | MFA, EDR, backups, and vendor management are effectively requirements now; without them some markets will not quote. |
| AI specific questions | Applications increasingly ask about training data, model providers, and agent permissions. Answer them precisely; they become part of the policy record. |
We prepare the control story with you before submission, because in cyber the application is half the placement.
Background reading: enterprise customer insurance requirements, decoded.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.