The typical stack
- Tech E&O and cyber (blended, outage driven)
- D&O and EPLI
- Media and IP (open source licence exposure)
- GL / BOP
- Crime
What triggers the purchase
- Enterprise platform contracts with uptime commitments
- Open source and licence compliance questions
- AI coding and data features added to the platform
What your customers require
Platform customers negotiate outage liability and IP indemnities hard; the E&O form and its limits have to match the contract you signed.
Programmes that write this segment
Management liability suite (MGA programme). Access via our wholesale partners.
Cyber MGA with Tech E&O and management lines. Access via our wholesale partners.
Lloyd's MGA, affirmative AI wording across lines. Access via our wholesale partners.
Not sure where you fit? Take the coverage quiz and we will map the stack from your answers.
Frequently asked questions
What is the biggest E&O exposure for developer tools?
A platform outage or data incident that cascades into your customers' businesses. Limits and the definition of technology services in the form are the two things to get right.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.