The typical stack
- Tech E&O and cyber (health data sensitivity)
- Professional liability where clinical services are provided
- D&O and EPLI
- Product liability for devices and diagnostics
- Media and IP for health content and AI outputs
What triggers the purchase
- HIPAA obligations and hospital customer reviews
- Clinical AI and diagnostic claims exposure
- FDA and state telehealth rules
What your customers require
Health systems run the toughest vendor reviews in tech: cyber limits, professional liability, and AI output accountability all get examined.
Programmes that write this segment
Standalone GenAI liability policy (deployers). Access via our wholesale partners.
Cyber MGA with Tech E&O and management lines. Access via our wholesale partners.
Specialty carrier, affirmative AI wording. Access via our wholesale partners.
Lloyd's MGA, affirmative AI wording across lines. Access via our wholesale partners.
Not sure where you fit? Take the coverage quiz and we will map the stack from your answers.
Frequently asked questions
Does a health AI company need different cover from a SaaS company?
Yes. Bodily injury from reliance on AI output is a live exposure, which is exactly one of the grants in deployer focused GenAI liability forms, and it is not what a standard SaaS E&O form was built for.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.