The typical stack
- Product liability
- General liability
- Tech E&O and cyber
- Workers compensation (field and lab staff)
- Inland marine and property for equipment
What triggers the purchase
- First pilot or deployment on a customer site
- Customer and venue certificates
- Investor diligence on physical risk
What your customers require
Customers and venues require product liability certificates before a robot enters their building, and specialist underwriters price testing, supervision, and fail safe design.
Programmes that write this segment
Standalone AI liability policy. Access via our wholesale partners.
Cyber MGA with Tech E&O and management lines. Access via our wholesale partners.
Not sure where you fit? Take the coverage quiz and we will map the stack from your answers.
Frequently asked questions
Who insures robotics startups?
Specialist programmes exist, notably Koop's Singularity Package through Lloyd's, which bundles GL, Tech E&O, cyber, and excess for robotics and autonomy companies. We access specialist markets like this through wholesale partners.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.