The typical stack
- Tech E&O and cyber (blended)
- D&O and EPLI
- General liability / BOP
- Workers compensation
- Crime and fidelity
What triggers the purchase
- First enterprise MSA with insurance requirements
- SOC 2 and vendor security reviews
- Fundraise driven D&O requirements
What your customers require
MSAs set the limits: commonly $1M to $5M of Tech E&O and cyber, certificates at onboarding, and renewal evidence every year.
Programmes that write this segment
Management liability suite (MGA programme). Access via our wholesale partners.
Cyber MGA with Tech E&O and management lines. Access via our wholesale partners.
Specialty carrier, affirmative AI wording. Access via our wholesale partners.
Lloyd's MGA, affirmative AI wording across lines. Access via our wholesale partners.
Not sure where you fit? Take the coverage quiz and we will map the stack from your answers.
Frequently asked questions
What is the standard SaaS stack?
Blended Tech E&O and cyber, D&O with EPLI, GL or a BOP, and workers comp. Seed stage, that full stack generally runs $3,000 to $10,000 per year in the market.
Our SaaS now has AI features. Does that change anything?
Yes. You have moved from builder adjacent to deployer, and your renewals may pick up GenAI exclusions or AI questions. That is a coverage review, not just a renewal.
Talk through your stack before you sign the next contract
Send us the term sheet, the customer MSA, or the renewal you are worried about. We will tell you plainly what it requires, what your current programme does about it, and what we would place differently.